Terms & Conditions

Last Updated: January 2026

These terms and conditions govern the use of the website clear-budget-tool.com operated by Clear Budget Tool s.r.o.

1. General Provisions

By using this website, you agree to these terms and conditions. If you do not agree with any part of these terms, please do not use this site.

2. Description of Services

Clear Budget Tool provides informational content and educational materials in the field of personal finance and budgeting. Our services include:

  • Educational articles on financial literacy
  • Tips for personal budget management
  • Newsletter with financial advice

3. User Obligations

When using our site, you agree to:

  • Provide truthful and current information
  • Not use the site for illegal purposes
  • Not disrupt the functioning of the site
  • Respect copyrights and intellectual property

4. Intellectual Property

All content on this site, including texts, graphics, logos, and images, is the property of Clear Budget Tool s.r.o. and is protected by copyright. Without our written consent, you may not copy, distribute, or use this content for commercial purposes.

5. Disclaimer

The information on this site is for educational purposes only and does not constitute financial advice. We are not responsible for any financial decisions made based on information from this site. We recommend consulting specific financial decisions with a qualified financial advisor.

6. Limitation of Liability

Clear Budget Tool s.r.o. is not liable for any direct, indirect, incidental, or consequential damages arising from the use of this site.

7. Changes to Terms

We reserve the right to change these terms at any time. Changes take effect upon publication on this site. By continuing to use the site after changes are published, you agree to the new terms.

8. Governing Law

These terms and conditions are governed by the laws of the Czech Republic. Any disputes will be resolved by the competent courts of the Czech Republic.

9. Contact Information

For questions about these terms, contact us:

Clear Budget Tool s.r.o.

Václavské náměstí 837/11, 110 00 Prague 1

Email: info@clear-budget-tool.com